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When you’re looking into buying a new home, one of the decision you’ll need to make is if you want to live in an HOA community or not. Homeowners association (HOA) communities offer certain advantages and disadvantages compared to non-HOA communities. Knowing more about these pros and cons can help you make the right decision on where to look for your new home.
Being part of an HOA community means that you’re less likely to have to deal with unkempt properties or unusual yard decor around you. HOAs generally have a set of rules that homeowners must follow, or they face being fined. The goal is to ensure that the community maintains a tidy, visually appealing appearance. You might also have access to community amenities as part of your HOA membership, such as a pool or clubhouse.
Living in an HOA community means that you’ll be expected to follow the association’s rules and restrictions. Your experience with this will depend on the HOA’s specific rules and restrictions, which can vary widely from one association to the next. Some HOAs have strict rules or a long list of restrictions, while others are more relaxed. For example, you might only be allowed to use specific colors for your home’s exterior. You might also have to check with the HOA and get approval for any changes you plan on making to your home’s exterior or your yard.
When you choose to live in a non-HOA community, you are free to style your house and yard to meet your preferences and lifestyle. This provides you with more freedom to remodel your home exterior or make changes such as planting certain trees or installing a swimming pool or trampoline. When you’re not part of an HOA community, you only have to worry about following local property laws. You don’t have to keep track of HOA rules and restrictions or worry about being fined for breaking them.
While having more freedom to do what you want with your property might seem better, it’s important to consider the disadvantages of non-HOA communities. When you’re in one of these communities, you might have unsightly properties nearby that affect your home value and curb appeal. You might also have neighbors with an overgrown yard near you, which can raise your risk of having pest problems on your own property. HOA communities have rules in place to prevent these problems from happening.
Maria has called the Emerald Coast home since 1979 and has seen all the changes and growth! She looks forward to assisting you with the purchase of your primary home, second home or vacation rental investment.
She is very knowledgeable about the area’s real estate market and walks her customers through the entire process to make their buying or selling experience as easy as possible. She is honest, loyal and patient, doing what it takes to get to closing day. Within her 25 years in Real Estate, she has been an assistant, partner in a real estate team, managed agents and building her own team.
